Overseas Property Investment Referral Case

Client Background – Mr. Chan & Ms. Chan

    • Age: 40 (Engineer)
    • Marital Status: Married with 2 children
    • Income: ~HK$40,000/month
    • Current Property:
        • New Territories 2-bedroom apartment
        • Purchase price (2005): HK4M∣Currentvalue: HK7.5M

Investment Motivation & Challenges

Mr. Chan, a long-time real estate enthusiast, sought to diversify but faced Hong Kong market constraints:

✖ High stamp duties (double non-first-home tax)

✖ Low rental yields amid rising interest rates

✖ Maintenance burdens with secondary properties

After evaluating the UK, Japan and Thailand , he prioritized Japan for:

✓ Proximity to Hong Kong (frequent travel history)

✓ Market stability & strong rental potential

Professional Advisory & Solution

Our overseas property specialists provided:

1. Market AnalysisTranslate Page

    • Recommended Osaka over Tokyo:
    • More affordable entry (¥50M vs. Tokyo’s ¥80M+ for similar units)
    • Steady economic/population growth → sustainable tenant demand

2. Curated Property Selection

    • Investment Pick: Free-standing “Ikkodate” (一戸建て) with attached yakiniku chain tenant
    • Price: ¥50M (≈HK$2.5M)
    • Key Features:
    • Turnkey rental income (no vacancy risk)
    • Branded tenant ensures lease stability

3. End-to-End Management

    • Concierge Services:
    • Local management firm handles leasing, rent collection, and maintenance
    • Net rental income directly remitted to Mr. Chan

Expected Outcomes

Cost Efficiency: Avoided HK’s 15%+ stamp duty vs. Japan’s ~3% purchase taxes

Yield Advantage: Projected 5-6% net rental yield (vs. HK’s ~2%)

Risk Mitigation: Professional oversight resolves cross-border landlord challenges

Future Flexibility: Potential retirement residence or small business conversion

(Note: Overseas investments entail FX, tax, and legal complexities. Tailored advice is essential.)

Other Case Study

Insurance Case Study

Insurance Case Study

Client Background - Mr. Chan & Mrs. Chan Ages: 40 (Engineer) & 35 (Teacher) Family: 2 children Income & Expenses: Monthly household income: HK$140,000 Monthly net savings: ~HK$50,000 (after living expenses & mortgage) Property: Primary residence value:...

Family Office Case Study

Family Office Case Study

Client Background - Mr. Chung Age: 64 Occupation: Second-generation leader of a family-owned manufacturing business Family Status: Married with 3 adult children (all married); youngest daughter (35) recently welcomed her third child Succession Challenges &...

Tax Planning Case Study

Tax Planning Case Study

Client Background - Mr. Ho Age: 46 Occupation: Doctor Family Status: Married with 3 children Property Holdings: Currently owns a Hong Kong residential property (current market value: HKD 12 million; purchase price: HKD 6 million) Assets Composition: Cash, fixed...

Trust Service Case Study

Trust Service Case Study

Client Background - Mr. Suen & Mrs. Suen Family Profile: Mr. Sun, 43 (cross-industry entrepreneur), Mrs. Sun, 41 (homemaker) 2 minor children Asset structure: Liquid assets: Cash, stocks, fund portfolio Fixed assets: Diversified insurance coverage Special...