Overseas Property Investment Referral Case

Client Background – Mr. Chan & Ms. Chan

• • Age: 40 (Engineer)
  • Marital Status: Married with 2 children
  • Income: ~HK$40,000/month
  • Current Property:
    • • New Territories 2-bedroom apartment
      • Purchase price (2005): HK4M∣Currentvalue: HK7.5M

Investment Motivation & Challenges

Mr. Chan, a long-time real estate enthusiast, sought to diversify but faced Hong Kong market constraints:

✖ High stamp duties (double non-first-home tax)

✖ Low rental yields amid rising interest rates

✖ Maintenance burdens with secondary properties

After evaluating the UK, Japan and Thailand , he prioritized Japan for:

✓ Proximity to Hong Kong (frequent travel history)

✓ Market stability & strong rental potential

Professional Advisory & Solution

Our overseas property specialists provided:

1. Market AnalysisTranslate Page

• • Recommended Osaka over Tokyo:
  • More affordable entry (¥50M vs. Tokyo’s ¥80M+ for similar units)
  • Steady economic/population growth → sustainable tenant demand

2. Curated Property Selection

• • Investment Pick: Free-standing “Ikkodate” (一戸建て) with attached yakiniku chain tenant
  • Price: ¥50M (≈HK$2.5M)
  • Key Features:
  • Turnkey rental income (no vacancy risk)
  • Branded tenant ensures lease stability

3. End-to-End Management

• • Concierge Services:
  • Local management firm handles leasing, rent collection, and maintenance
  • Net rental income directly remitted to Mr. Chan

Expected Outcomes

✔ Cost Efficiency: Avoided HK’s 15%+ stamp duty vs. Japan’s ~3% purchase taxes

✔ Yield Advantage: Projected 5-6% net rental yield (vs. HK’s ~2%)

✔ Risk Mitigation: Professional oversight resolves cross-border landlord challenges

✔ Future Flexibility: Potential retirement residence or small business conversion

(Note: Overseas investments entail FX, tax, and legal complexities. Tailored advice is essential.)