{"id":652,"date":"2022-07-12T03:18:14","date_gmt":"2022-07-12T03:18:14","guid":{"rendered":"https:\/\/snisolutionshk.com\/?page_id=652"},"modified":"2022-07-25T06:57:34","modified_gmt":"2022-07-25T06:57:34","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/snisolutionshk.com\/zh_cn\/mortgage-calculator\/","title":{"rendered":"\u6309\u63ed\u8ba1\u7b97\u673a"},"content":{"rendered":"<div id=\"calculator\"><div id=\"results\" :class=\"{ visible: visible }\" v-cloak>\t<div id=\"chart\">\t\t<div><pie-chart :data=\"chartData\" :animate=\"animate\" :width=\"200\" :height=\"300\"><\/pie-chart><\/div>\t<\/div>\t<ul id=\"details\">\t\t<li>\t\t\t<h5>Stress Test (Assumed interest rate raised by 3.0%)<\/h5>\t\t<\/li>\t\t<li>\t\t\t<div class=\"symbol\">%<\/div>\t\t\t<h5 class=\"test-label\">Assumed Interest Rate<\/h5>\t\t\t<div class=\"test-value\">{{stressRate}}%<\/div>\t\t<\/li>\t\t<li>\t\t\t<div class=\"symbol\">$<\/div>\t\t\t<h5 class=\"test-label\">Monthly Repayment<\/h5>\t\t\t<div class=\"test-value\">${{toCurrency(stressPayment, 0)}}<\/div>\t\t<\/li>\t\t<li style=\"margin-bottom: 0;padding-bottom: 0\">\t\t\t<div class=\"symbol\">$<\/div>\t\t\t<h5 class=\"test-label-fullwidth\">Min. Monthly Income Requirement<\/h5>\t\t\t<!--div class=\"test-value\"><\/div-->\t\t<\/li>\t\t<li style=\"margin-bottom: 0;padding-bottom: 0\">\t\t\t<div class=\"symbol\" style=\"opacity: 0\">$<\/div>\t\t\t<h5 class=\"test-label-subtitle\">Base on stress test<\/h5>\t\t\t<div class=\"test-value\">${{toCurrency(stressIncomeReq, 0)}}<\/div>\t\t<\/li>\t\t<li>\t\t\t<div class=\"symbol\" style=\"opacity: 0\">$<\/div>\t\t\t<h5 class=\"test-label-subtitle\">Base on DTI ratio<\/h5>\t\t\t<div class=\"test-value\">${{toCurrency(incomeReq, 0)}}<\/div>\t\t<\/li>\t<\/ul>\t<div class=\"remark\" style=\"color: #888; padding: 1rem\">First-time buyer does not need to pass the stress test when purchasing completed residential property with the price of 11.25 million or below. However, individual bank reserves the final decision on these kind of cases. If the buyer fails to fulfil the income requirement, please call 5435 6759 for further enquiries.<\/div><\/div><div id=\"inputs\" :class=\"{ visible: visible }\" v-cloak>\t<div id=\"price\" class=\"input-group\">\t\t<label for=\"price\">Property Price<\/label>\t\t<input type=\"text\" v-model=\"price\" @keyup=\"checkPrice\" @blur=\"onBlurPrice\" \/>   \t<div class=\"prefix\">HK$<\/div>\t\t<input type=\"range\" min=\"0\" :max=\"20000000\" step=\"10000\" v-model=\"priceValue\" @change=\"updatedPrice\" \/>\t<\/div>\t<div id=\"upfront\" class=\"input-group\">\t\t<label for=\"upfront\">Loan amount<\/label>\t\t<div>\t\t\t<input id=\"lending-percentage\" type=\"number\" min=\"0\" max=\"100\" step=\"10\" v-model=\"lending\" @keyup=\"updatedLendingPercentage\" @change=\"updatedLendingPercentage\" \/>\t\t\t<div class=\"suffix\" style=\"right: 50%; margin-right: 1rem\">%<\/div>\t\t\t<input id=\"lending-amount\" type=\"text\" v-model=\"lendingAmount\" @keyup=\"updatedLendingAmount\" @change=\"updatedLendingAmount\" \/>   \t\t<div class=\"prefix\" style=\"left: 50%; margin-left: 1rem\">HK$<\/div>\t\t<\/div>\t\t<input type=\"range\" min=\"0\" max=\"100\" step=\"10\" v-model=\"lending\" @change=\"updatedLendingPercentage\" \/>\t<\/div>\t<div id=\"prate\" class=\"input-group\">\t\t<label for=\"prate\">Interest rate<\/label>\t\t<div style=\"width: 100%; display: flex; align-items: center\">\t\t\t<select id=\"prate-prate\" style=\"\" v-model=\"prate\" @change=\"updatedPrate\">\t\t\t\t<option v-for=\"prate in prates\" :value=\"prate.value\">{{ prate.text }}<\/option>\t\t\t<\/select>\t\t\t<select id=\"prate-adjust\" style=\"text-align: center\" v-model=\"prateAdjust\" @change=\"updatedPrateAdjust\">\t\t\t\t<option value=\"-\">-<\/option>\t\t\t\t<option value=\"+\">+<\/option>\t\t\t<\/select>\t\t\t<div style=\"position: relative; width: 6rem\"><input id=\"prate-adjust-value\" type=\"number\" min=\"0\" max=\"10\" step=\"0.1\" v-model=\"prateAdjustValue\" @keyup=\"updatedPrateAdjustValue\" @change=\"updatedPrateAdjustValue\" \/>\t\t\t<div class=\"suffix\" style=\"top: 0.7rem\">%<\/div>\t\t\t<\/div><span id=\"prate-or\"> or <\/span><div style=\"position: relative; width: 6rem\"><input id=\"prate-rate\" type=\"number\" min=\"0\" max=\"10\" step=\"0.1\" v-model=\"rate\" @keyup=\"updatedRate\" @change=\"updatedRate\" \/>\t\t\t<div class=\"suffix\" style=\"top: 0.7rem\">%<\/div>\t\t<\/div>\t<\/div>\t<div class=\"remark\">P = Prime rate (Best Lending Rate), the benchmark interest rate<\/div>\t<div id=\"term\" class=\"input-group\">\t\t<label for=\"term\">Repayment Period<\/label>\t\t<div style=\"width: 100%; display: flex; align-items: center\">\t\t\t<input id=\"term-years\" class=\"has-suffix\" type=\"number\" min=\"0\" max=\"30\" step=\"1\" v-model=\"term\" @keyup=\"updatedTerm\" @change=\"updatedTerm\" \/>\t\t<div class=\"suffix\" style=\"right: 50%; margin-right: 1rem\">Yrs<\/div>\t\t<input id=\"term-months\" class=\"has-suffix\" type=\"number\" min=\"0\" max=\"12\" step=\"1\" v-model=\"termMonths\" @keyup=\"updatedTerm\" @change=\"updatedTerm\" \/>\t\t<div class=\"suffix\">Mth<\/div>\t<\/div>\t<div class=\"remark\" style=\"color: #888\">This calculator assumed the applicants\u2019 income derived mainly in Hong Kong, have not borrowed or guaranteed other outstanding mortgage(s) and be bought for self-use purpose.The above information is for reference only. No guarantee or representation is given by Midland as to its accuracy, completeness and\/or applicability. All terms and conditions are subject to HKMA, HKMC, Inland Revenue Department, financial institution\u2019s final announcement\/approval. For all individual cases, please refer to the regarding terms and conditions. Information as of 19 May 2017.<\/div><\/div><input type=\"hidden\" id=\"label_monthly_repayment\" value=\"Monthly repayment\" \/><input type=\"hidden\" id=\"label_down_payment\" value=\"Down Payment\" \/><input type=\"hidden\" id=\"label_total_loan\" value=\"Total Loan\" \/><input type=\"hidden\" id=\"label_total_interest\" value=\"Total Interest\" \/><\/div>\n<div style=\"height: 120px\">&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>&nbsp;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-652","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/pages\/652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/comments?post=652"}],"version-history":[{"count":9,"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/pages\/652\/revisions"}],"predecessor-version":[{"id":686,"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/pages\/652\/revisions\/686"}],"wp:attachment":[{"href":"https:\/\/snisolutionshk.com\/zh_cn\/wp-json\/wp\/v2\/media?parent=652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}